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With the rise of PayID, wallet-to-wallet payments, and modern fintech apps, instant transfers have become the new standard.
https://connerinruv.blogsumer.com/37715158/an-instant-money-transfer-app-australia-is-transforming-personal-and-business-payments-as-australians-increasingly-demand-immediate-low-friction-transfers-across-domestic-and-international-channels